21 Nov 2014
November 21, 2014

Accentuating the Positive

Weekly Journal 0 Comment

Retiring? Saving for retirement? Here’s some good news. Provided by John R. Boyer   Are 90% of articles written about retirement pessimistic? Sometimes it seems that way. Repeatedly, we are reminded that most baby boomers haven’t saved enough for the future. There’s no denying this, but the media is giving short shrift to other, more.. read more →

Social Security Q&A: Can I Collect Spouse’s or Ex-Spouse’s Benefits if I Remarried after 60? Social Security may be your largest or one of your largest assets. How you manage it, by deciding which benefits to collect and when, can make an absolutely huge difference to your lifetime benefits. And those with the highest past covered earnings have.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE  WEEKLY QUOTE “Let no man imagine that he has no influence. Whoever he may be, and wherever he may be placed, the man who thinks becomes a light and a power.”    – Henry George    WEEKLY TIP Refrain from dipping into your retirement savings to pay college costs for your.. read more →

My wife would like to retire at 62. Would it be better for to use the funds from her 401(k) first to get to the age of 65 before filing for Social Security? Every situation is different. But it can be beneficial for many individuals to consider waiting to at least full retirement age (FRA).. read more →

For most Americans, Social Security will provide a significant portion of their income in retirement. One of the biggest mistakes today’s retirees can make is to underestimate how important Social Security is to their retirement income strategies. Consider the following: Age:The earliest age at which you can file for Social Security (unless you qualify for.. read more →

When Is Social Security Taxable? By Motley Fool, November 03, 2014, 10:00:34 AM EDT Source: SSA. In 2014, more than 59 million Americans will receive a total of over $860 billion in Social Security benefits. Given that Social Security taxes on their wage and salary income have gone toward funding the program, many recipients never even think.. read more →

John Boyer Presents:                  WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “We don’t know who we are until we see what we can do.” – Martha Grimes    WEEKLY TIP Tax prep software is great, but you’re still on your own when you use it. If you’re self-employed or a freelancer, consider.. read more →

Key Financial Moves for the Recently Widowed Oct 21, 2014, 6:22 AM ET Most married women whose marriages stay intact become widows. Women on average live longer than men, and most marry older men. The statistical result of these factors is that the median age of widowhood is around 60. When a spouse dies, it’s.. read more →

Getting Financially Fit for Retirement at 50 Things for trailing-edge boomers & Gen Xers to consider.  Provided by John Boyer When you turn 50, retirement starts to seem less abstract. In terms of retirement planning, a 50th birthday can act as a wake-up call. It may offer a powerful reminder to trailing-edge baby boomers and.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE     WEEKLY QUOTE “I can’t give you a sure-fire formula for success, but I can give you a formula for failure: try to please everybody all the time.”    – H.B. Swope WEEKLY TIP When was the last time you reviewed the beneficiary designations on your investment accounts, insurance policies.. read more →