John Boyer Presents:   WEEKLY ECONOMIC UPDATE     WEEKLY QUOTE   “Life is a reciprocal exchange. To move forward, you have to give back.”       – Oprah Winfrey            WEEKLY TIP   For 2015, see if you can keep the cost of your total monthly debt payments at 35% of your pre-tax income or.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “It is equally offensive to speed a guest who would like to stay and to detain one who is anxious to leave.”     – Homer   WEEKLY TIP The start of the year is a nice time to calculate your net worth. Compile a list of the assets you own.. read more →

What’s Fueling the Drop in Oil Prices?   How long will it last? Who wins & loses from it?  Provided by John Boyer   On the New York Mercantile Exchange, a barrel of light sweet crude is currently worth well under $60. Prices have dropped more than 25% in a month and almost 45% year-over-year… read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “A well-informed mind is the best security against the contagion of folly and of vice.”      – Ann Radcliffe WEEKLY TIP As Wall Street is having a good year and the Dow and S&P are hovering near record highs, your portfolio might have a larger allocation to stocks.. read more →

      Background The Internal Revenue Code says that if you receive a distribution from an IRA, you can’t make a tax-free (60-day) rollover into another IRA if you’ve already completed a tax-free rollover within the previous one-year (12-month) period. The long-standing position of the IRS was that this rule applied separately to each.. read more →

The Market Is Up & I Am Not … Why?  Remember that the major indices don’t represent the entirety of Wall Street.  Provided by John Boyer   The S&P 500 is up about 10% YTD, why aren’t I? If your investments are lagging the broad benchmark, you may be asking that very question. The short.. read more →

Dec. 8, 2014 Question: I have spoken with seven people at the Social Security Administration and gotten five different answers to my question. I want to draw Social Security from my ex-husband of 30 years at my present age, 62. I know that is not my full retirement age, and I would receive a reduced.. read more →

  Presented by John Boyer: Should You Pay Off Your Mortgage or Invest   Securities offered through Securities Service Network, Inc. (SSN), member FINRA/SIPC. Advisory services offered through John Boyer, Inc., a Registered Investment Advisor. Some employees of John Boyer, Inc. are registered representatives of SSN. John Boyer, Inc. is otherwise not affiliated with SSN. Certified.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “Anger makes dull men witty, but it keeps them poor.”      – Queen Elizabeth I    WEEKLY TIP A credit card’s 0% APR interest is not necessarily set in stone. A missed monthly payment may lead to it being rescinded.    WEEKLY RIDDLE Brothers and sisters, I have none,.. read more →

Click the link below to read an article on whether you should pay down debt or save for retirement: Pay Down Debt or Save for Retirement Securities offered through Securities Service Network, Inc. (SSN), member FINRA/SIPC. Advisory services offered through John Boyer, Inc., a Registered Investment Advisor. Some employees of John Boyer, Inc. are registered.. read more →