John Boyer Presents Weekly Economic Update for March 2nd 2015: Weekly Economic Update Securities offered through Securities Service Network, Inc. (SSN), member FINRA/SIPC. Advisory services offered through John Boyer, Inc., a Registered Investment Advisor. Some employees of John Boyer, Inc. are registered representatives of SSN. John Boyer, Inc. is otherwise not affiliated with SSN. Certified Financial.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “Don’t rule out working with your hands. It does not preclude using your head.”      – Andy Rooney    WEEKLY TIP If you are newly married, think about creating a joint savings or checking account to which you can both contribute each month. The money in the account.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “The real problem is not whether machines think but whether men do.”      – B.F. Skinner  WEEKLY TIP One fundamental rule about consumer debt: never arrange a loan that may outlast the life of whatever you are buying.    WEEKLY RIDDLE I am astonishingly light, but even the strongest.. read more →

John Boyer Presents:   WEEKLY ECONOMIC UPDATE   WEEKLY QUOTE “No problem is so formidable that you can’t walk away from it.”      – Charles M. Schulz       WEEKLY TIP Student discounts abound. Urge your son or daughter to take advantage of every retail discount they can get with a campus ID card.    WEEKLY RIDDLE.. read more →

Approaching Retirement, Should You Use 401K/IRA Funds or Take Social Security? Many baby boomers face the same dilemma as they approach retirement:  during that “bridge” period between the time they retire and the time they reach full retirement age (at 66) or maximum retirement age (at 70), should they use the funds from their retirement account.. read more →

John Boyer Presents:   WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “Never promise more than you can perform.”      – Publilius Syrus    WEEKLY TIP Retirement living is fundamentally about income versus expenses. If you retire with numerous debts and liabilities and high expenses, retirement may fast become financially uncomfortable for you. Do what you can to whittle.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “We must use time as a tool, not as a crutch.”      – John F. Kennedy    WEEKLY TIP Have you recently become a caregiver, or are you about to become one? It might be wise to try and estimate the impact of your caregiving duties on your.. read more →

John Boyer Presents:   WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “Rudeness is the weak man’s imitation of strength.”      – Eric Hoffer    WEEKLY TIP 50 or older this year? Take advantage of increased “catch-up” contributions with your retirement accounts. If your contributions are pre-tax, you will be saving tax dollars along the way.    WEEKLY RIDDLE I.. read more →

19 Jan 2015
January 19, 2015

Pension Plans & Derisking

Weekly Journal 0 Comment

Corporations are transferring pension liabilities to third parties. Where does this leave retirees? Provided by John Boyer  A new phrase has made its way into the contemporary financial jargon: derisking. Anyone with assets in an old-school pension plan should know what that phrase signifies. The derisking trend began in 2012. In that year, Ford Motor.. read more →

John Boyer Presents: WEEKLY ECONOMIC UPDATE WEEKLY QUOTE “I would not waste my life in friction when it could be turned into momentum.”     – Frances Willard    WEEKLY TIP If your business is a corporation, how is it structured? Using multiple entities might lead to big tax savings.    WEEKLY RIDDLE What comes at the end of.. read more →